According to a 2021 forecast from Deloitte, U.S. consumers will spend up to 9% more this holiday season compared to last year. Since holiday season spending doesn’t include just gifting, it’s essential to set your budget now.
You may likely find yourself spending extra on food, decorations, holiday travel, and more. Don’t let the holiday season take a toll on your wallet by confidently planning your spending with a budget. Here are eight tips to help you start the New Year holiday debt-free from holiday spending:
Need help developing a strategy for future goals or retirement savings? Your financial professional can help. Contact them before the year ends to start 2022 off with a plan.
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In addition, JP Williams is the Founder of Pillar Wealth Group who lives and works near Columbus, Ohio. JP founded Pillar Wealth Group with over 17 years of experience and specializes in financial planning, retirement planning, investment management, risk management, college planning, and estate planning. Contact us today to get started with your financial wellness journey. Contact us today to schedule an introductory meeting!